December 11, 2023

Novoda Software

Software Guides and Reviews

How To Organize your Bills Online

Adulting is hard. There’s work, bills, relationships, responsibilities, and stress. Worst of all, no-one ever really tells you what the hell is going on, and there’s no manual to work from. One of the biggest unspoken secrets is that no-one really has any idea what they’re doing. So, what can you do to start getting on top of your life, rather than being overwhelmed by it?

Well, one of the best places to begin is to get your budget sorted. There are a lot of ways to approach this, and one of the better ones is to use an online tool to give you a framework to go from.

Luckily for you, we’ve gone through them to bring you a list of some of the better options available.

We’re focusing on free services, because what’s the point of spending even more money just to work out what you’re spending money on? Here are our picks of the best ways to get your bills organized online.



Operating since 2007, Mint was one of the first online bill organizers on the market, and it’s generally well regarded. Just connect your bank accounts, credit cards, and bills to the website, and it will collate them all into easily digestible views. It can remind you of upcoming bill payments, alert you when your funds are getting low, and give you a heads-up when you have due dates coming.

It will also offer various visual representations, such as graphs and spending reports, to help you keep track of where your money is coming from and where it’s all going. This will make it easier to see where you can cut back, and even better, it all updates automatically, so you don’t have to enter every single payment yourself. It even will give you a free Credit score, so you can see where you stand without paying for the privilege.

There’s also a mobile app, so you can keep track on the go (iOS; Android). Plus it was made by the same people who developed QuickBooks, the bookkeeper’s budgeting software of choice, so it has a good pedigree. It’s worth keeping in mind that they store your data on their servers, so if you have concerns about security, you might want to use a site that doesn’t require you to connect your accounts.



A solid alternative to Mint, Buxfer is designed to help you get your spending in order. The free version only allows for manually uploading your bank statements from 5 accounts, though if you’re willing to pay $2 a month you get access to automatic syncing with your accounts.
It gives you various tools to keep track of your spending, such as tags that you can attach to transactions so that you can see what’s going where. It supports multiple currencies, and also offers ‘IOU Tracking’, so you can have a record of your informal debts with friends and family.
Buxfer also has apps available for your mobile budgeting needs (iOS; Android; Windows). Interestingly, you can also keep your budget updated via email or SMS, once you your head around the syntax necessary to make that work.



If you’re really wary of identity theft or your data being accessed by hackers, BudgetPulse is a good choice. It doesn’t require you to connect any accounts, as it supports importing your statements as well as manual entries.

It can help you get an idea of what’s going on with your bills and finances with handy visuals, such as pie charts and flow charts. It also has the option to set savings goals, with the handy extra that you can share them with generous friends and family that are willing to help you out.

It also has plenty of more advanced options for those of us with a bit more to work with. It can calculate your net worth, track your assets and liabilities, and you can create a schedule of your incomings and outgoings so you can plan for your bills and avoid late fees.

Mo’ Money, Less Problems

Hopefully we’ve helped to take some of the sting out of adult life by linking you with these free online budgeting tools. If you have any favorite sites that are not on our list, or if you have some experience with our suggestions, why not share what you know with us in the comments below? Good luck out there!